Privacy

Payday stores the information you type yourself — logged purchases, your salary day, your monthly salary, your budget and your savings split — in your browser's own storage (localStorage) on the device you use. The keys used are payday, payday-catpct5 and payday-bank. Nothing is sent to us.

We do not collect names, e-mail addresses, phone numbers, passwords, location, or advertising IDs.

When you connect a bank you approve the connection with BankID through Enable Banking, a licensed account information service provider operating under the EU Payment Services Directive (PSD2). Your bank credentials are never entered into or stored by Payday — the approval happens at your bank.

After approval, Payday stores only a session reference and the identifiers of the accounts you allowed, again in your browser's storage. When you press sync, the app asks Enable Banking for payments from those accounts since your last salary day and shows them to you, sorted into categories. Spending is read only; Payday can never start a payment from your account.

Enable Banking processes the data under its own licence and privacy policy, which you can read at enablebanking.com. The connection can be removed at any time with the disconnect button in the app.

Your entered data and your bank link live in the browser storage of the device and browser you used. Clearing the site's data, using another browser or another phone, or using private/incognito mode means the data is not available there. Deleting the app's data removes it permanently.

The app's server side exists only to sign and forward your bank requests to Enable Banking. It uses technical credentials stored securely as environment variables and does not keep a database of your transactions.

Payday sets no advertising or tracking cookies and runs no third-party ad or marketing scripts. The hosting platform may keep standard technical server logs (such as request timestamps) needed to run and secure the service.

You can remove everything yourself at any time: delete single purchases in the app, disconnect the bank link, or clear the site's data in your browser. You can also withdraw your bank consent directly with your bank or through Enable Banking's consent portal.

If you have questions about how your data is handled, or want a copy or deletion of anything, contact the app owner: Viktor Lindgren.

Payday is a personal budgeting tool and is not directed at children under 16.